iHEAL- Ethical Challenges Faced by Life and Health Insurance Professionals

Participants will explore the critical distinctions between "doing things right" and "doing the right thing," focusing on the unique pressures of the life and health sectors. From the intricacies of Medicare and ACA enrollments to the long-term implications of annuity and life insurance recommendations, this course provides a practical roadmap for maintaining a client-first practice.

Learning Objectives

• Define ethical conduct versus legal compliance in the life and health insurance industry.
• Identify common ethical challenges faced by life and health insurance agents in daily practice.
• Recognize conflicts of interest and understand how they can influence recommendations.
• Evaluate real-world ethical dilemmas involving Medicare, ACA, life insurance, annuities, and health plans.
• Understand the consequences of unethical behavior, including regulatory action, E&O claims, and reputational damage.
• Apply ethical decision-making frameworks to complex client scenarios.
• Demonstrate best practices for maintaining integrity, transparency, and client-first standards.

Approved for 3 hours of Health Benefits credits
Date: June 25, 2026
Time: 9AM - 12PM
Speaker: Tammie Grisso D'Allura, CPCU, CIC